I have always hated budgets, well, until we took Dave Ramsey's Financial Peace University. Dave doesn't call it a budget, he calls it a spending plan. The key is to not only know where your money is going but to TELL it where to go.
I have used Quicken for years. I thought it was a great way to track and budget. It started to get expensive to buy it when we replaced computers. The newer versions seemed too cumbersome for me to use.
Enter Mint. Mint is a FREE secure online budgeting tool. Mint will automatically download your transactions from your accounts into the software. Mint does not save passwords and has no way of entering your accounts.
Track your spending. Create spending categories. Make your money work for you.
Here's what Mint has to say:
Mint is fresh, free, and intelligent online money management software. Over 1 million people already use Mint's online money management and budgeting software today, and they're adding over 3,000 users every day. Mint.com is tracking $175 billion in transactions, $47 billion in assets and has identified more than $300 million in potential savings for its users.
I have used Mint for several months and am quite happy with it. The only problem I have had is that my account settings do not work with my bank. I need to re-enter a lot of information each time I log on. It's a problem on my bank's end (don't even get me started on my bank!).
Go ahead - give Mint a try. Show your money who is boss!
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